RateGuard Free
Create Your Secure RateGuard Account
Detect overpayments, active losses, and missed rate drops with free ongoing monitoring included.
- Continuous Rate MonitoringWe compare your rates daily against best-in-market benchmarks so you never miss a rate drop or an active loss.
- Alerts When Action Is NeededGet notified when rate or credit shifts create overpayment risks or active losses.
- Protection That Works for YouEnterprise-grade security keeps your data private and never sold.
Trusted Data Partners & the Security You'd Expect
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Your security is our priority
- Soft credit inquiry onlyNo impact to your credit score
- No credit card requiredFree scan and monitoring included
- Not a loan applicationUsed only to detect overpayment risk
- Your data stays privateNever sold or shared