Product & Monitoring Policy
Learn how RateGuard's products operate, how monitoring is conducted, and the
standards we follow to ensure accuracy, reliability, and responsible use.
Last Updated: March 1, 2026 | TrustTech LLC, DBA RateGuard
RateGuard tracks daily market rates across supported categories.
We use the lowest rate of the day as our benchmark.
We calculate:
- Rate delta
- Payment delta
- Credit positioning changes
Monitoring may include soft credit data that does not impact credit scores.
Alerts are generated when internal monitoring thresholds are met.
Users retain full authority over next steps.